Monday, October 28, 2013

Monady Matters: Columnist.4


But What if Obamacare Works?
http://www.nytimes.com/2013/10/27/opinion/sunday/douthat-but-what-if-obamacare-works.html?partner=rssnyt&emc=rss

It is likely that the issue with Obamacare's website, healthcare.gov, will be resolved by around thanksgiving, and Obamacare will actually be able to be put into full-on action. Obamacare insurance will be seen in terms of three "mores": it will be more expensive, more subsidized and more comprehensive. Obamacare is more expensive apparently: Comparing some prices, it can be seen that before two specific deals cost 100 and 300 dollars respectively. But now, with Obamacare, they cost 224 and 537 dollars. And that's only the starter prices. Outrage. However, these prices are not telling the whole story. Subsidies are part of the plan, and they seriously lower the prices. For perspective, with a salary of $30,000 for the two deals, the cost would fall to $115, and well, zero. However the problem does exist, the more subsidies factor out. If Obamacare's website is fixed, it will  be interesting to see how the people react for who life pre-obamacare was better.

Now, after studying Obamacare through Douthat's column, it has become clear that all of this is ridiculously complex and it is challenging to be completely informed on the whole deal, but my question would still be is Obamacare really that bad?

Monday, October 21, 2013

Monday Matters: Columnist .2

Obamacare, Failing Ahead of Schedule
http://www.nytimes.com/2013/10/20/opinion/sunday/douthat-obamacare-failing-ahead-of-schedule.html?partner=rssnyt&emc=rss

Claim:
Obamacare has gotten off to a rough start.
The issue is none of the one's predicted, but rather that the medium, the website, doesn't work well (odd, considering, the internet is supposed to be Obama's administration's domain).
If this doesn't get fixed, the system will collapse.

Support:
The system will collapse because "The system’s sustainability depends on getting enough healthy people to sign up" if not enough people sign up insurers “will have to raise everyone’s premiums"   and then "the Rising premiums prompt people to drop out, causing premiums to increase even more.” This has been deemed a "death spiral".
The issue is on both ends of the system: the front, where people are supposed to shop for plans, and the back, where insurers are supposed to process applications.
The white house can't work too slow to fix the problem, otherwise it will collapse.

Question:
How likely is it to actually be a disaster?

Monday, October 7, 2013

Monday matters: Columnist

I decided to follow Ross Douthat from the New York Times.


http://douthat.blogs.nytimes.com/2013/09/26/could-a-republican-health-care-reform-ever-happen/?partner=rssnyt&emc=rss&_r=0

Could a Republican Health Care Reform Ever Happen?

Claim:
There is no good reason to oppose health care.
The Congressional republicans oppose it, because they don't want to pay, nor do they want their voters to pay, and they find comfort in the illusion of this 'free-market' that would be brought to shambles health care was introduced.

Support:
No, because only chance is February 2017, because Obama care needs to be implemented for a few years, so that the right-of-center alternatives will no longer look "risky and disruptive".
By then Obama Care will have already proved itself and things won't be as unclear.
This may be optimistic, because problems could arise, but unlikely.

Question:
What are the proposals better than the current Obama-care?